Updated BHIM 3.0: A Big Leap in The SMART Digital Payment Era
A Game Changer In India’s Digital Payment Journey. With the upgrade, the Bharat Interface for Money app, powered by National Payments Corporation of India (NPCI), now offers users a robust and intuitive experience. Designed with users and merchants in mind, BHIM 3.0 was launched with a plethora of new features to revolutionize the way India goes digital.
What Makes Updated BHIM 3.0 Special?
Launched back in 2016, the BHIM app was introduced to make UPI-based payments easier. As of March 2025, with its third major upgrade, BHIM 3.0 claims to deliver a smarter, faster, and more secure way of digital financial management. The main objective of RuPay is to offer digital transactions to every Indian and promote a cashless economy.
Here are some of the significant features that make BHIM 3.0 exceptional:
Key Features of Updated BHIM 3.0
- Multi-Device Support
Users had to log in via the single device at the same time Access their BHIM account That adds flexibility for users who have multiple phones or tablets.
- Auto Payment Option
No More Delayed Due Dates The app now also enables automatic recurring payments, either for your electricity or even water bills, so you never drop the ball.
- Split Payment Feature
Shared a meal with friends! Gone shopping as a group! Now you can split expenses on the spot and keep it all fair and simple.
- Family Mode
Family Mode enables users to connect their family members under the same account. It’s an easy way to track household spending and budget together.
- Spending Analytics
This is a simple tool that breaks down your monthly expenses for you by category, so that gives you a good idea about where your money goes and how you can save more.
- Works in Low Network Areas
Even in rural areas with poor connectivity, BHIM 3.0 works seamlessly. This means that no area of the country is forgotten when it comes to the digital revolution.
- 30+ Indian Languages Supported
With an increased language selection, BHIM 3.0 has become the go-to app for people from every region of India, regardless of their background.
- BHIM Vega for Merchants
Ideal for business owners, BHIM Vega allows merchants to accept payments via the app, increasing speed and security.
How It Improves on the Previous Version
| Feature | BHIM 2.x | BHIM 3.0 |
| Multi-device support | No | Yes |
| Auto payments | No | Yes |
| Split expense feature | Limited | Advanced |
| Family account option | Not available | Available |
| Expense tracking | Basic | Detailed |
| Offline performance | Poor | Strong |
| Language support | 10 languages | 15+ languages |
| Merchant tools | Limited | BHIM Vega |
Why You Should Use Updated BHIM 3.0
- Time Efficient: It lets you carry out monetary transactions periodically with a few clicks and also reminds you when you have to pay someone.
- Secure: With the most up-to-date security protocols, data and transactions are always secure
- Bimodal: The rise of Hybrid PoPs defines the digital-physical nexus.
- Budgeting Made Easy: With Spending Analytics and Family Mode
Also Read: PM Surya Ghar Yojana 2025: Uttar Pradesh Leads The Race
Foot Notes:
BHIM 3.0 is beyond a mere payment app; it’s your finance buddy. Equipped with advanced features and unparalleled ease of use, it empowers people and businesses to step confidently into India’s digital future.
For fast, secure, and smart digital payments, BHIM 3.0 is the next-generation payment mode. Experience a world that can be your very own; just download it today and be part of the digital India movement.
